18 Villas
Type: 2nd Mortgage Construction
Loan Amount: $1,800,000
LVR: 56%
Interest Rate: 20%pa
Loan Costs: 4.0%
Loan Admin Fee: 0.2%pcm
Timing: 9 business days from enquiries to settlement
Lender: HoldenCAPITAL Partners
Notes: Repeat borrower to HC
45 Residential Land Lots
Type: 1st Mortgage Construction Loan
Loan Amount: $6,600,000
LVR: 65%
Interest Rate: 9.95%pa
Loan Costs: 1.5%
Loan Admin Fee: 0.15%pcm
Timing: 12 business days from enquiries to settlement
Lender: Mortgage Trust
Notes: Repeat borrower to HC
13 Townhouses
Type: 2nd Mortgage Construction
Loan Amount: $2,200,000
LVR: 77%
Interest Rate: 17%pa
Loan Costs: 2.5%
Loan Admin Fee: 0.25%pcm
Timing: 12 business days from enquiries to settlement
Lender: HoldenCAPITAL Partners
Notes: Repeat borrower to HC
188 Residential Lots
Type: Pref Equity Construction Loan
Loan Amount: $2,400,000
LVR: 72%
LCR: 89%
Interest Rate: 28%pa
Loan Costs: 3.0%
Loan Admin Fee: 0.20%pcm
Timing: Standard
Lender: HoldenCAPITAL Partners
Notes: Repeat borrower to HC
18 Townhouses
Type: 2nd Mortgage Construction
Loan Amount: $1,650,000
LVR: 72%
Interest Rate: 24%pa
Loan Costs: 4.0%
Loan Admin Fee: 0.25%pcm
Timing: 12 business days from enquiries to settlement
Lender: HoldenCAPITAL Partners
Notes: Project under construction
Childcare Centre
Type: 1st Mortgage Construction Loan
Loan Amount: $2,600,000
LVR: 65%
LCR: 82%
Interest Rate: BBSY + 1.75%
Loan Costs: 1.8%
Loan Admin Fee: 0.15%pcm
Timing: Standard
Lender: Bank
Notes: Repeat borrower to HC
Residential Project
Type: 1st Mortgage Site Loan
Loan Amount: $16,650,000
LVR: 65%
Interest Rate: 11.5%pa
Loan Costs: 2.0%
Loan Admin Fee: Nil
Timing: 15 business days from enquiries to settlement
Lender: Mortgage Trust
Notes: Repeat borrower to HC
18 Villas
Type: 1st Mortgage Construction Loan
Loan Amount: $7,500,000
LVR: 46%
LCR: 60%
Interest Rate: 9.95%pa
Loan Costs: 2.5%
Loan Admin Fee: 0.16%pcm
Timing: Standard
Lender: HoldenCAPITAL Partners
Notes: Owner-builder
53 Townhouses (2 Stages)
Type: 1st Mortgage Construction Loan
Loan Amount: $12,800,000
LVR: 65%
LCR: 84%
Interest Rate: 9.95%pa
Loan Costs: 1.5%
Loan Admin Fee: 0.15%pcm
Timing: Standard
Lender: Mortgage Trust
Notes: Repeat Borrower to HC
Childcare Centre
Type: Pref Equity Construction Loan
Loan Amount: $1,800,000
LVR: 75%
LCR: 96%
Interest Rate: 20%pa
Loan Costs: 5.0%
Loan Admin Fee: Nil
Timing: Standard
Lender: Mortgage Trust
Notes: Repeat borrower to HC
16 Apartments
Type: 1st Mortgage Loan
Loan Amount: $3,000,000
LVR: 65%
Interest Rate: 9.95%pa
Loan Costs: 2.5%
Loan Admin Fee: 0.16%pcm
Timing: 8 business days from enquiries to settlement
Lender: HoldenCAPITAL Partners
Notes: Repeat borrower to HC
16 Villas
Type: 2nd Mortgage Construction
Loan Amount: $3,800,000
LVR: 68%
LCR: 86%
Interest Rate: 22%pa
Loan Costs: 3.0%
Loan Admin Fee: 0.15%pcm
Timing: Standard
Lender: HoldenCAPITAL Partners
Notes: Project under construction
17 Apartments
Type: 1st Mortgage Site Loan
Loan Amount: $2,275,000
LVR: 65%
Interest Rate: 9.95%pa
Loan Costs: 1.5%
Loan Admin Fee: Nil
Timing: Standard
Lender: Mortgage Trust
Notes: Repeat borrower to HC
18 Townhouses
Type: 1st Mortgage Construction Loan
Loan Amount: $8,700,000
LVR: 65%
LCR: 82%
Interest Rate: 9.95%pa
Loan Costs: 2.0%
Loan Admin Fee: 0.17%pcm
Timing: Standard
Lender: Mortgage Trust
Notes: Repeat borrower to HC
88 Residential Land Lots
Type: 1st Mortgage Construction Loan
Loan Amount: $6,500,000 peak debt
$11,000,000 total lend
LVR: 65%
LCR: 85%
Interest Rate: 9.95%pa
Loan Costs: 2.5%
Loan Admin Fee: 0.2%pcm
Timing: Standard
Lender: HoldenCAPITAL Partners
Notes: Repeat borrower to HC
25 Townhouses
Type: 2nd Mortgage Construction
Loan Amount: $1,200,000
LVR: 80%
LCR: 90%
Interest Rate: 22%pa
Loan Costs: 5%
Loan Admin Fee: 0.3%pcm
Timing: Standard
Lender: HoldenCAPITAL Partners
Notes: Repeat borrower to HC
16 Apartments
Type: 1st Mortgage Loan
Loan Amount: $5,200,000
LVR: 65%
Interest Rate: 9.95%pa
Loan Costs: 2.5%
Loan Admin Fee: 0.16%pcm
Timing: 8 business days from enquiries to settlement
Lender: HoldenCAPITAL Partners
Notes: Repeat borrower to HC
Service Station
Type: 1st Mortgage Construction Loan
Loan Amount: $2,800,000
LVR: 62%
LCR: 80%
Interest Rate: 11.95%
Loan Costs: 2.5%
Loan Admin Fee: 0.25%pcm
Timing: Standard
Lender: HoldenCAPITAL Partners
Notes: Repeat borrower to HC
3 Townhouses
Type: 1st Mortgage Site Loan
Loan Amount: $950,000
LVR: 65%
Interest Rate: 6.85%pa
Loan Costs: 2.0%
Loan Admin Fee: Nil
Timing: Standard
Lender: Bank
Notes: Owner-builder
26 Apartments
Type: 1st Mortgage Construction Loan
Loan Amount: $5,250,000
LVR: 65%
LCR: 80%
Interest Rate: 9.0%pa
Loan Costs: 2.0%
Loan Admin Fee: 0.17%pcm
Timing: Standard
Lender: Mortgage Trust
Notes: Related party builder
9 Apartments
Type: 1st Mortgage Construction Loan
Loan Amount: $14,442,000
LVR: 65%
LCR: 80%
Interest Rate: 9.0%pa
Loan Costs: 2.0%
Loan Admin Fee: 0.17%pcm
Timing: Standard
Lender: Mortgage Trust
Notes: Repeat borrower to HC
15 Villas
Type: Pref Equity Construction Loa
Loan Amount: $1,500,000
LVR: 78%
LCR: 89%
Interest Rate: 20%pa
Loan Costs: 2.5%
Loan Admin Fee: 0.20%pcm
Timing: 7 business days from enquiries to settlement
Lender: HoldenCAPITAL Partners
Notes: Repeat borrower to HC
10 Apartments
Type: 1st Mortgage Loan
Loan Amount: $1,800,000
LVR: 65%
Interest Rate: 7.19%pa
Loan Costs: 1.5%
Loan Admin Fee: Nil
Timing: 12 business days from enquiries to settlement
Lender: Mortgage Trust
Notes: Repeat borrower to HC
18 Villas
Type: 2nd Mortgage Construction
Loan Amount: $1,800,000
LVR: 56%
Interest Rate: 20%pa
Loan Costs: 4.0%
Loan Admin Fee: 0.20%pcm
Timing: 9 business days from enquiries to settlement
Lender: HoldenCAPITAL Partners
Notes: Repeat borrower to HC
Residential Apartment
Type: 1st Mortgage
Loan Amount: $1,900,000
LVR: 65%
Interest Rate: 9.0%pa
Loan Costs: 2.5%
Loan Admin Fee: 0.25%pcm
Timing: Standard
Lender: HoldenCAPITAL Partners
Notes: Yet to have DA
25 Townhouses
Type: 1st Mortgage Construction Loan
Loan Amount: $5,700,000
LVR: 65%
LCR: 82%
Interest Rate: 9.95%pa
Loan Costs: 2.5%
Loan Admin Fee: 0.17%pcm
Timing: Formal LOO in 2 days, standard settlement
Lender: HoldenCAPITAL Partners
Notes: Repeat borrower to HC
62 Apartments
Type: 1st Mortgage Construction Loan
Loan Amount: $18,350,000
LVR: 64%
LCR: 80%
Interest Rate: 8.86%pa
Loan Costs: 1.0%
Loan Admin Fee: Nil
Timing: Standard
Lender: Super Fund
Notes: Repeat Borrower to HC
12 Apartments
Project Value: $6,540,000
Loan Amount: $4,580,000
Senior Debt $476,000 Mezzanine
36 Apartments
Location: Melbourne
Project Value: $15,625,000
Loan Amount: $10,156,000
Residual Stock
Location: Brisbane
Project Value: $4,500,000
Loan Amount: $3,030,000
Residential Subdivision
Location: Western Corridor, SEQ
Project Value: $14,400,000
Loan Amount: $9,150,000
Subdivision 57 Lots
Location: Western Sydney
Project Value: $22,900,000
Loan Amount: $15,000,000
Refinance of 9 of 109
Luxury Apartments
Project Value: $5,400,000
Loan Amount: $3,230,000
Refinance of 3 of 48 Serviced Hotel Apartments
Location: Brisbane
Project Value: $15,300,000
Loan Amount: $1,000,000
Refinance of 6 of 64 Apartments
Location: Queensland
Project Value: $19,000,000
Loan Amount: $13,000,000
Site Acquisition for 8 Luxury Townhouses
Location: Victoria
Project Value: $3,200,000
Loan Amount: $2.3M (Snr), $500K (Mezz) & $250K (Pref Equity)
Mezzanine Debt for 52 Apartments + Retail
Project Value: $19,500,000
Loan Amount: $14.8M (Snr) & $3.58K (Mezz)
Refinance of 67 of 168 Apartments
Project Value: $27,000,000
Loan Amount: $16,650,000
30 Apartments + 4 Retail
Project Value: $16,300,000
Loan Amount: $7,360,000
18 Townhouses
Project Value: $6,390,000
Loan Amount: $4,320,000
5 Townhouses
Project Value: $3,400,000
Loan Amount: $1,750,000
9 Apartments
Project Value: $4,155,000
Loan Amount: $2,520,000
21 of 58 Apartments
Project Value: $8,000,000
Loan Amount: $6,800,000
13 Lot Subdivision
Project Value: $2,200,000
Loan Amount: $1,200,000
76 Townhouse Site Req. DA
Project Value: $5,000,000
Loan Amount: $2.76M (Snr) & $490K (Jnr)
38 Townhouse Site Requiring DA
Project Value: $3,540,000
Loan Amount: $2,100,000
50 of 950 Residential Lots
Location: Queensland
Project Value: $8,500,000
Project Settled: Q4-FY15
16 of 155 Townhouses
Location: Queensland
Project Value: $7,000,000
Project Settled: Q4-FY15
17 of 51 Rural Residential Lots
Mountain Views Estate – Stage 1, Caboolture QLD 4510
Project Value: $6,600,000
Project Settled: Q2-FY15
Loan Amount: $4,250,000
Gearing: 78% LCR, 63% LVR
Lender: Bank
Interest: 1% Line Fee, 2.5% Margin over BBSY
Presales: 30% Debt Cover
17 of 51 Rural Residential Lots
Mountain Views Estate – Stage 2, Caboolture QLD 4510
Project Value: $5,300,000
Project Settled: Q2-FY15
Loan Amount: $2,500,000
Gearing: 51% LCR, 61% LVR
Lender: Bank
Interest: 1% Line Fee, 2.5% Margin over BBSY
Presales: 10% Debt Cover
10 Apartments
Eastern Corridor QLD 4152
Project Value: $4,400,000
Project Settled: Q2-FY15
Loan Amount: $3,100,000
Gearing: 90% LCR, 75% LVR
Lender: Mortgage Trust
Interest: 10.75% P.A.
Presales: Nil required
72 Apartments
Evolve Apartments, Chermside QLD 4032
Project Value: $33,000,000
Project Settled: Q2-FY15
Loan Amount: $16,850,000
Gearing: 73% LCR, 54% LVR
Lender: Bank
Interest: 1.3% Line Fee, 2.5% Margin over BBSY
Presales: 60% net debt cover
55 Apartments
Tranquility Garden City, Mt Gravatt QLD 4122
Project Value: $28,000,000
Project Settled: Q2-FY15
Loan Amount: $16,650,000
Gearing: 83% LCR, 62% LVR
Lender: Bank
Interest: 1% Line Fee, 3% Margin over BBSY
Presales: 90% Debt Cover
67 of 168 Apartments
Atmosphere Ashmore, Ashmore QLD 4214
Project Value: $27,000,000
Project Settled: Q2-FY15
Loan Amount: $16,650,000
Gearing: 79% LCR, 65% LVR
Lender: Mortgage Trust
Interest: 1% Line Fee, 10.75% P.A.
Presales: 50% debt cover
78 Apartments
Quest Hotel, Chermside QLD 4032
Project Value: $22,000,000
Project Settled: Q2-FY15
Loan Amount: $12,000,000
Gearing: 55% LVR
Lender: Bank
Interest: 1.7% Line Fee, 1.7% Margin over BBSY
Presales: 30% debt cover
13 of 21 Townhouses
Sadliers Crossing QLD 4305
Project Value: $4,300,000
Project Settled: Q2-FY15
Loan Amount: $3,000,000
Gearing: 84% LCR, 70% LVR
Lender: Mortgage Trust
Interest: 11.75% P.A.
Presales: Nil required
7 Apartments
Nundah QLD 4012
Project Value: $4,000,000
Project Settled: Q1-FY15
Loan Amount: $2,700,000
Gearing: 74% LCR, 65% LVR
Lender: Bank
Interest: 1% Line Fee, 2.5% Margin over BBSY
Presales: Nil required
21 of 158 Apartments
Sage Apartments, MerrimacQLD 4226
Project Value: $8,000,000
Project Settled: Q1-FY15
Loan Amount: $6,800,000
Gearing: 72% LCR, 59% LVR
Lender: Mortgage Trust
Interest: 10.75% P.A.
Presales: Nil required
5 Townhouses
Zillmere QLD 4034
Project Value: $2,500,000
Project Settled: Q1-FY15
Loan Amount: 1,500,000
Gearing: 78% LCR, 65% LVR
Lender: Bank
Interest: 3.5% Margin over BBSY
Presales: Nil required
9 of 26 Villas
Allisee Villas, Runaway Bay QLD 4216
Project Value: $7,000,000
Project Settled: Q4-FY14
Loan Amount: $4,400,000 + $1,200,000
Gearing: 97.5% LCR, 81% LVR
Lender: Mortgage Trust & Private Investor
Interest: 11% P.A., 25% P.A.
Presales: Nil required
Development Site
Chermside QLD 4032
Project Value: $2,400,000
Project Settled: Q4-FY14
Loan Amount: $1,400,000 + $300,000
Gearing: 73% LVR
Lender: HoldenCAPITAL on behalf of investor
Interest: 15% P.A., 24% P.A.
Presales: Nil required
17 Lot Rural Land Subdivision
Sunshine Coast, QLD
Project Value: $7,000,000
Project Settled: Q1-FY14
Loan Amount: $3,600,000
Gearing: 71% LCR, 56% LVR
Lender: Mortgage Trust
Line Fee: 1% Interest: 12% P.A.
Presales: Nil required
Development Site for Resort Project
Mandurah, WA 6210
Project Value: $5,000,000
Project Settled: Q1-FY14
Loan Amount: $2,500,000
Gearing: 50% LVR
Lender: Mortgage Trust
Line Fee: 13% P.A.
Presales: Nil required
52 Lot Land Subdivision
Regional SA
Project Value: $6,000,000
Project Settled: Q1-FY14
Loan Amount: $3,100,000
Gearing: 77% LCR 65% LVR
Lender: Mortgage Trust
Line Fee: 12% P.A.
Presales: Nil required
21 Completed Residential Lots
Regional QLD
Project Value: $3,000,000
Project Settled: Q1-FY14
Loan Amount: $2,100,000
Gearing: 100% LCR 70% LVR
Lender: Mortgage Trust
Line Fee: 3% Line Fee 9% P.A.
Presales: Nil required
106 Apartments + Retail
Brisbane QLD
Project Value: $47,000,000
Project Settled: Q1-FY14
Loan Amount: $5,320,000
Gearing: 85% LCR 72% LVR
Lender: HoldenCAPITAL & Private Investor
Line Fee: 22% P.A.
Presales: 100% Debt Cover
67 Lot Land Subdivision
Regional SA
Project Value: $8,000,000
Project Settled: Q1-FY14
Loan Amount: $3,100,000
Gearing: 70% LCR 46% LVR
Lender: Mortgage Trust
Line Fee: 12% P.A.
Presales: Nil required
46 Residential Lots
Regional QLD
Project Value: $7,000,000
Project Settled: Q1-FY14
Loan Amount: $3,600,000
Gearing: 76% LCR 57% LVR
Lender: Bank
Line Fee: 1.5% Margin: 1.5%
Presales: 75% Debt Cover
6 Lot Rural Land Subdivision
Sunshine Coast QLD
Project Value: $2,000,000
Project Settled: Q1-FY14
Loan Amount: $1,250,000
Gearing: 73% LCR 62% LVR
Lender: Mortgage Trust
Line Fee: 1% Interest: 12% P.A.
Presales: Nil Required
DEVELOPMENT SITE FOR 29 TOWNHOUSES
Newcastle NSW
Project Value: $2,500,000
Project Settled: Q1-FY14
Loan Amount: $1,700,000
Gearing: 70% LVR
Lender: HoldenCAPITAL Private Investor
Interest: 15% P.A.
Presales: Nil Required
24 RESIDENTIAL LOTS
Regional QLD
Project Value: $3,500,000
Project Settled: Q1-FY14
Loan Amount: $2,350,000
Gearing: 65% LCR 55% LVR
Lender: Bank
1.5% Margin over BBSY
Presales: Nil Required
DEVELOPMENT SITE FOR 44 APARTMENTS
Brisbane QLD
Project Value: $1,100,000
Project Settled: Q1-FY14
Loan Amount: $725,000
Gearing: 80% LVR
Lender: HoldenCAPITAL Private Investor
Interest: 15% P.A.
Presales: Nil Required
DEVELOPMENT SITE FOR 90 TOWNHOUSES
Brisbane QLD
Project Value: $2,000,000
Project Settled: Q1-FY14
Loan Amount: $1,700,000
Gearing: 80% LVR
Lender: HoldenCAPITAL Private Investor
Interest: 15% P.A.
Presales: Nil Required
DEVELOPMENT SITE FOR 64 APARTMENTS
Brisbane QLD
Project Value: $1,100,000
Project Settled: Q1-FY14
Loan Amount: $600,000
Gearing: 60% LVR
Lender: HoldenCAPITAL Private Investor
Interest: 15% P.A.
Presales: Nil Required
16 RESIDENTIAL LOTS
Regional QLD
Project Value: $2,700,000
Project Settled: Q1-FY14
Loan Amount: $1,300,000
Gearing: 85% LCR 65% LVR
Lender: Bank
Interest: 3.5% Margin over BBSY
Presales: Nil Required
DEVELOPMENT SITE FOR 126 APARTMENTS
Gold Coast QLD
Project Value: $3,500,000
Project Settled: Q1-FY14
Loan Amount: $1,300,000
Gearing: 45% LVR
Lender: HoldenCAPITAL Private Investor
Interest: 12% P.A.
Presales: Nil Required
EQUITY REDRAW FOR DEVELOPMENT SITE
Brisbane QLD
Project Value: $1,000,000
Project Settled: Q1-FY14
Loan Amount: $600,000
Gearing: 65% LVR
Lender: Bank
Interest: 5% P.A.
Presales: Nil Required
DEVELOPMENT SITE FOR 44 APARTMENTS
Brisbane QLD
Project Value: $1,000,000
Project Settled: Q1-FY14
Loan Amount: $650,000
Gearing: 65% LVR
Lender: HoldenCAPITAL Private Investor
Interest: 15% P.A.
Presales: Nil Required
DEVELOPMENT SITE FOR 26 TOWNHOUSES
Regional NSW
Project Settled: Q1-FY14
Loan Amount: $1,700,000
Gearing: 80% LVR
Lender: HoldenCAPITAL Private Investor
Interest: 15% P.A.
Presales: Nil Required
SALE OF DEVELOPMENT SITE FOR 16 TOWNHOUSES
Gold Coast QLD
Project Value: $7,000,000
Project Settled: Q1-FY14
SALE OF DEVELOPMENT SITE FOR 122 LAND LOTS
Regional QLD
Project Value: $21,000,000
Project Settled: Q1-FY14
DEVELOPMENT SITE FOR 32 APARTMENTS
Brisbane QLD
Project Value: $1,400,000
Project Settled: Q1-FY14
Loan Amount: $450,000
Gearing: 75% LVR
Lender: HoldenCAPITAL Private Investor
Line Fee: 15% P.A.
Presales: Nil Required
24 RESIDENTIAL LOTS
Regional QLD
Project Value: $4,000,000
Project Settled: Q1-FY14
Loan Amount: $3,100,000
Gearing: 75% LCR 65% LVR
Lender: Bank
Interest: 3.5% Margin over BBSY
Presales: Nil Required
8 TOWNHOUSES
Regional QLD
Project Value: $3,000,000
Project Settled: Q1-FY14
Loan Amount: $1,180,000
Gearing: 76% LCR 65% LVR
Lender: Bank
Line Fee: 1.5% Margin: 1.5%
Presales: Nil Required
NEW LUXURY RESIDENTIAL DWELLING
Gold Coast QLD
Project Value: $3,000,000
Project Settled: Q1-FY14
Loan Amount: $850,000
Gearing: 80% LVR
Lender: Bank
Interest: 5% P.A.
Presales: Nil Required
DEVELOPMENT SITE FOR 29 TOWNHOUSES
Newcastle NSW
Project Value: $2,500,000
Project Settled: Q1-FY14
Loan Amount: $1,700,000
Gearing: 70% LVR
Lender: HoldenCAPITAL Private Investor
Interest: 15% P.A.
Presales: Nil Required
NEW RETAIL BUILDING
Kingaroy QLD
Project Value: $670,000
Project Settled: Q1-FY14
Loan Amount: $300,000
Gearing: 60% LCR 40% LVR
Lender: HoldenCAPITAL Private Investor
Interest: 15% P.A.
Presales: Nil Required
DEVELOPMENT SITE & PORTFOLIO REFINANCE
Greater Brisbane QLD
Project Value: $4,000,000
Project Settled: Q1-FY14
Loan Amount: $2,400,000
Gearing: 65% LVR
Lender: Bank
Interest: 5% P.A.
Presales: Nil Required
DEVELOPMENT SITE FOR 25 TOWNHOUSES
Regional NSW
Project Value: $1,000,000
Project Settled: Q1-FY14
Loan Amount: $650,000
Gearing: 65% LVR
Lender: HoldenCAPITAL Private Investor
Interest: 12% P.A.
Presales: Nil Required
32 RESIDENTIAL APARTMENTS + RETAIL
Greater Brisbane QLD
Project Value: $18,000,000
Project Settled: Q1-FY14
Loan Amount: $2,130,000
Gearing: 96% LCR
Lender: HoldenCAPITAL Private Investor
Interest: Profit Share
Presales: Nil Required
DEVELOPMENT SITE FOR 90 TOWNHOUSES
Brisbane QLD
Project Value: $2,000,000
Project Settled: Q1-FY14
Loan Amount: $1,700,000
Gearing: 80% LVR
Lender: HoldenCAPITAL Private Investor
Interest: 15% P.A.
Presales: Nil Required
57 RESIDENTIAL LOTS
Regional QLD
Project Value: $28,000,000
Project Settled: Q1-FY14
Loan Amount: $5,300,000
Gearing: 61% LVR 58% LCR
Lender: Mortgage Trust
Line Fee: 1% Interest: 10.75% P.A.
Presales: Nil Required
SALE OF DEVELOPMENT SITE FOR 80 APARTMENTS
Brisbane QLD
Project Value: $4,350,000
Project Settled: Q1-FY14